{
  "schemaVersion": "1.0.0",
  "updatedAt": "2026-10-29T04:58:48.720Z",
  "checksum": "8d41e13310224cdcd38ff71b6dfc84392679747283cfadc5d5e42cf30d6b5574",
  "data": {
    "general": {
      "appName": "Personal Finance Manager",
      "currency": "BDT",
      "currencySymbol": "৳",
      "dateFormat": "YYYY-MM-DD",
      "timezone": "Asia/Dhaka",
      "language": "en",
      "theme": "system"
    },
    "financial": {
      "incomeCategories": [
        "Salary",
        "Freelance & Consulting",
        "Business Profit",
        "Investment Returns",
        "Gifts & Grants",
        "Rental Income",
        "Refunds",
        "Other Income"
      ],
      "expenseCategories": [
        "Housing & Rent",
        "Food & Groceries",
        "Dining Out",
        "Utilities & Bills",
        "Transportation & Fuel",
        "Healthcare & Medical",
        "Education & Courses",
        "Shopping & Clothing",
        "Entertainment & Hobbies",
        "Family Support",
        "Charity & Zakat",
        "Subscriptions",
        "Miscellaneous"
      ],
      "paymentMethods": [
        "Cash",
        "Bank Transfer",
        "bKash",
        "Nagad",
        "Credit Card",
        "Debit Card",
        "Digital Wallet",
        "Cheque"
      ]
    },
    "security": {
      "sessionTimeoutDays": 7,
      "loginRateLimitAttempts": 5
    },
    "backup": {
      "autoBackupEnabled": true,
      "intervalHours": 24,
      "retentionCount": 10
    }
  }
}